Why you should get an appraisalEach year, thousands of people in California purchase, sell or refinance their home. A lot of these transactions include a simple line item for an appraisal. The majority of lenders still want a local expert because the stakes are very high, even though there are a growing number of automated home valuation methods that might appear cheaper than an appraisal. You might assume that securing a mortgage is the only basis for getting an appraisal, but there are more times when the services of a licensed, independent real estate professional could come in handy. 
Challenge your tax assessment in San Diego CountyIf you are in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. We're equipped to assist you in appealing your tax assessment. PMI removal to lower a mortgage paymentWhen the amount being loaned to the home owneris more than 80% of the actual value of the home, nearly all lenders ask homebuyers to take out this added insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often folded into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, MacBride Appraisal can give you a statement regarding the value of your home. The cost of the home valuation can often be regained in just a few months because you'll no longer be paying the PMI. Order an appraisal from MacBride Appraisal Order onlineDivorce settlement with less stressA divorce is an especially daunting experience for the parties involved, and it is often further complicated by the troublesome decision of who gets the house. Regardless of the situation, it's a good idea to get an appraisal from MacBride Appraisal so both parties are completely aware of the true market value of their home. If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Determine an accurate and fair valuation for estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion. Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these affairs. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal. Relocate to or from San Diego County through an employee relocation programEmployee relocation can be a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough inspection, we suggest relocating employees to provide remarks on the positive attributes of their property, along with information regarding any new sales or listings in their area that they want considered. Sell your home quickly — for the right priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price. We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homesare on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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